Rechecked all the Josephine'ss indexed in NY state and I see none that could fiit the bill even remotely. The 2 Kings County ones: one b. 1909 (now I have a couple of VERY young mothers in my tree, but even that is pushing it if Franklin is son b. 1919!), Other one husband William with 3 m. old daughter Joan, new arrivals from Ireland it seems. Tried Homers (nil), Olive, 4 in state and numerous in country, but no daugfter fits bill, and same with Lloyd. Perhaps someone else will have better luck and see something I am missing. That is the good thing about this helping each other: that fresh eyes sometimes will spot something another overlooked or have a new suggestion. Sorry. Keep plugging away. I know myself that YEARS of searching have finally begun to pay off only recently.