My parents, grandparents and all my aunts and uncles belonged to the HERMANN SONS LODGE (AS THEY ARE CALLED) They belonged to one in San Mateo, California and previously in Oakland, California. They met monthly and often with dinner ande a dance. As a young child who also spoke German, I was always with them. Have great memories. In California it was called the HERMANN SONS LODGE. i KNEW NOTHING ABOUT INSURANCE. iT WAS JUST A GERMAN CLUB TO US.