Fantastic! This is it! You do not know how much I appreciate the information that you have provided.
The family home was 127 Brock Ave. Fred was living there with his mother and sister in 1901. She (Wilhelmina) is listed as the head of the household. I have a photo of the home that I took in 2006.

I will look for his death certificate next time that I am in Toronto. The birth date may be off because they seemed to be a bit casual about registering births when they were on the farm. My grandfather had to prove his age with a letter from his older brother.

Again - Thank You.
Don