"So that is my concern for the next generation since my personal information made it's way around the world without my permission. Being aware is being wise. Only put people before 1900 on your computer."
No "locking" mechanism implemented in software, regardless of the vendor, is useful unless it relies on high-strength encryption. Sorry for geeking out here, but in the current computing environment, everyone should make use of a good whole-disk encryption or encrypted virtual file system.
Yes...keep records on paper in case of disaster, but when it comes to your genealogy software... keep your database on an encrypted volume, as you should with any other sensitive information--your finance file, your tax records, your sensitive correspondence, etc...