I'M $24.000. IN DEBT WAS VERY SICK LAST YEAR COULDN'T WORK , LOST MY MOM IN SEPT> THAT WAS VERY HARD LOST ALOT OFF WORK TAKING CARE OFF HER NOW I'M CLEANING HOMES WHICH DOESN'T PAY MUCH BUT AT LEAST I'M TRYING JUST CAN'T PAY OFF ANYTHING I'M LUCKY TO MAKE MIN, PAYMENTS I'M IN NEED OF HELP I KNOW THAT ALOT OF YOU HAVE BEEN THERE AN KNOW THE FEELING ANYTHING YOU CAN DO TO HELP WILL AND WOULD BE GREATLY APPRECIATED THANK YOU FOR AT LEAST READING THIS,