After researching Joseph Wilson SMAILES (b1879 Tow Law, Wolsingham), I can confirm that the story perpetuated about him having died in a riding accident is not true. He in fact died after stumbling and falling down a steep embankment as he made his way home in the dark across open countryside. I have all the details for anyone who is interested.
My e-mail address is:
davidm.allan@ntlworld.com