I have an Arthur Thomas Pay listed on a family tree. He was born 22.12.1874, married Lily Ethel Whitbourn on 22.04.1922. Died 6.06.1943.
No info on where he was born or died, but the person who has been working on a book on the Pay family and passed this info on to me is: Lyn Mitchell, and can be contacted at firstname.lastname@example.org
Good luck. Bev.