Hi
In the 1901 census there is one Ellen L Payne born Gloucester living at, address Lower Close, Norwich it says she is a domestic (cook) it gives her birth as 1874, this could be a mistake if the head of the household had to give Ellen's age in her absence
28 October 1910, there is one Ellen E Payne a single woman, her occupation is Domestic on the ship ORVIETO destination: Fremantle, Australia
Could she be your Ellen
Shelagh